Founded in 2015, Lightbulb exists to solve a persistent problem: the gap between promising technology and successful insurance implementation.
The insurance industry has never lacked technology options. Thousands of insurtechs. Billions in venture investment. Endless innovation promises.
Yet most insurers struggle to translate this potential into real operational improvement.
The problem isn't awareness. It's expertise.
Insurance operations are complex. Underwriting, claims, risk: these functions have specific requirements that generic technology rarely addresses. Most technology vendors don't understand insurance. Most insurers don't understand technology commercialisation.
Lightbulb was founded to bridge this gap.
We bring deep insurance operational expertise together with unparalleled access to the world's most innovative technology ecosystem. The result: technology partnerships that actually work.
We're not interested in innovation theatre. Our measure of success isn't how impressive a technology demo looks; it's whether the technology actually works in your operational reality.
Every recommendation we make is filtered through practical implementation considerations. Can this integrate with legacy systems? Will claims adjusters actually use it? Does the data flow match your underwriting process?
Strategy documents gather dust. We focus on outcomes.
Our engagements don't end with recommendations. We stay involved through implementation, ensuring technology delivers the results it promised. When we succeed, you have working technology, not a PowerPoint presentation.
The insurtech landscape spans the globe, with breakthrough innovations emerging from technology hubs worldwide. Identifying which solutions have real substance requires deep expertise and established relationships.
Lightbulb has spent nearly a decade building relationships within this ecosystem. We understand which companies have real substance, which technologies are ready for enterprise deployment, and which founders can navigate the complexity of insurance markets.
For our clients, this means access to innovations before they reach mainstream awareness, evaluated by experts who understand both the technology and the insurance context.
Our early partnership with Secdo, an advanced cybersecurity company, exemplified this approach.
Secdo was subsequently acquired by Palo Alto Networks, validating both the technology and our evaluation capabilities.
We work across insurance verticals, with particular depth in areas where technology transformation is most active.
IoT, AI underwriting, claims automation: the foundation of insurance is being transformed by technology.
Climate risk modelling, ESG data, transition risk assessment: helping carriers navigate the climate technology landscape.
The fastest-growing and most complex insurance sectors. Deep cybersecurity and commercial insurance expertise.
Every engagement begins with a conversation. Let's discuss your technology challenges and explore whether Lightbulb is the right partner.
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